Obtaining insurance is a critical part of starting your limousine business. Rates vary state-to-state, but do not get discouraged when you are quoted prices 3 to 4 times higher than your private vehicle insurance.

• Find an insurance broker that specializes in the limousine industry
• Check with your local association for group insurance discounts
• Consider higher deductibles to reduce your premiums
• Check your credit history and correct inaccuracies
• Include a business narrative with your submission to an insurance carrier
• Hire chauffeurs with a clean safety record
• Show you have chauffeur training and retraining programs in place
• Remember, most insurance companies will not insure older vehicles or vehicles that are not QVM or CMC certified
• Ask about discounts for anti-lock brakes, air bags and other safety features

Here is a list of the better known Insurance Agencies that work with limousine companies. Not all agents offer coverage in all 50 States. Don't shop on price alone. There are a lot of other factors that need to be considered, from limits and type of coverage to financial strength of the insurance company. If it sounds too good, it's probably not a good deal. You can find the rating of your potential insurance company from A.M. Best. If you know a company that should be on our list please email us their contact information.